Car accidents in Baton Rouge can be life-altering, leading to physical injuries, emotional distress, and significant financial burdens. In Louisiana, thousands of car accidents occur each year due to a variety of factors. If you’ve been involved in an accident, understanding your rights and knowing how to navigate the claims process is essential to securing the compensation you deserve.

Common Causes of Car Accidents in Baton Rouge.

Distracted Driving.

Texting, talking on the phone, adjusting the GPS, or any other distractions can lead to devastating collisions. Distracted driving is one of the leading causes of accidents in Louisiana.

Drunk Driving.

Despite strict DUI laws, alcohol-related accidents continue to be a significant problem. Impaired drivers have slower reaction times and impaired judgment, increasing the likelihood of severe crashes.

Speeding and Reckless Driving.

Exceeding speed limits or driving aggressively, such as tailgating and weaving through traffic, can result in dangerous accidents.

Hazardous Road Conditions.

Poorly maintained roads, potholes, and inadequate signage can contribute to accidents. Louisiana’s frequent storms also create hazardous driving conditions, leading to hydroplaning and loss of vehicle control.

Failure to Yield and Running Red Lights.

Ignoring traffic signals or failing to yield at intersections can result in serious T-bone or head-on collisions, which is a common cause of car accidents in Baton Rouge.

Steps to Filing a Car Accident Claim in Louisiana.

Seek Medical Attention Immediately.

Even if you don’t feel injured right away, it’s crucial to get checked by a doctor. Some injuries, such as whiplash or internal bleeding, may not be immediately apparent. A medical report will also serve as crucial evidence in your claim.

Report the Accident.

Call the police and report the accident. Louisiana law requires you to report accidents that result in injury, death, or property damage over $500. The police report will provide an official record of the accident, which will be essential for your claim.

Gather Evidence at the Scene.

If you are physically able, take photos and videos of the accident scene, vehicle damage, road conditions, and any visible injuries. Collect the contact and insurance information of the other driver(s) involved, as well as contact details of any witnesses.

Notify Your Insurance Company.

Report the accident to your insurance provider as soon as possible. Be cautious about what you say, as insurance companies may try to minimize their payout. Stick to the facts and avoid admitting fault.

Consult a Car Accident Attorney.

Navigating Baton Rouge’s car accident claims process can be complex, especially when dealing with insurance companies that may try to undervalue your claim. An experienced personal injury lawyer can help you build a strong case, negotiate with insurance adjusters, and ensure you receive fair compensation.

File a Claim with the At-Fault Driver’s Insurance.

If the other driver was responsible for the accident, their insurance should cover your damages. Your attorney can help you file a claim and handle negotiations to ensure you receive a fair settlement.

Be Prepared for Settlement Negotiations.

Insurance companies often offer low initial settlements to close cases quickly. Before accepting any offer, consult with your lawyer to ensure it covers all medical expenses, lost wages, and other damages.

File a Lawsuit If Necessary.

If negotiations don’t lead to a fair settlement, your attorney may recommend filing a personal injury lawsuit against the at-fault driver. In Louisiana, you generally have one year from the date of the accident to file a lawsuit due to the state’s statute of limitations on personal injury claims.

Have You Experienced a Car Accident in Baton Rouge?

You don’t have to navigate this complex process alone. Williams | Boxie Law has over 50 years of experience representing people just like you, and we can help you get the compensation you deserve after an auto incident. Learn more about the services we offer online, or contact us today to schedule your consultation.